Everyone should have a will, but it is even more important if you have children, you own property or have savings, investments, insurance policies or you own a business.
If you’re worried about your family being able to afford your funeral when you die or that your wishes will not be carried out as you would like, you might have considered a funeral plan.
Pensions might seem complicated but the basic idea is simple. It’s worth understanding their benefits, because your State Pension – while providing a foundation – may not be enough to live on.
To invest is to allocate money (or sometimes another resource, such as time) in the expectation of some benefit in the future.
There are a wide range of investments available to fit a range of risk prifiles for investors
Life insurance provides financial support to your dependants in the event of your death.
The pay-out from the policy can be used to clear debts, such as the mortgage, credit cards or personal loans.
If you’re a property developer, investor, or landlord, there’s a range of finance available to help you kick-start your next project. But even for experienced developers, the alternative lending market can feel large and complex.
It’s important to get advice when buying a home, it could be the difference of thousands of pounds.
A commercial mortgage is any loan secured on property which is not your residence.
Nearly three quarters of portfolio landlords have found it more...
Optimate Consulting are proud to be supporting the LGBT+ community...
Debt charity sounds alarm after £93m worth of second mortgages...
The Small Print. Optimate Consulting Ltd is an administrative hub, processing client applications on behalf of our business partners. As a result of this, we are registered with the Information Commissioner’s Office. We are not regulated by the Financial Conduct Authority (FCA). We do not promote regulated products to the public or provide any form of financial advice on investments or pensions which are regulated by the FCA we will refer you to a suitably qualified person. Should you require Financial Advice, we recommend you contact your Financial Adviser. If you do not have a Financial Adviser we recommend you search the Financial Services Register to find an authorised firm that meets your requirements. If you require assistance on the completion of an application, please feel free to contact us. Optimate Consulting Ltd is a company registered in England and Wales company no.10249349, registered address Unit 8 & 9, Parsons Court, Welbury Way, Newton Aycliffe, County Durham DL5 6